This Marketing Practices page explains how Fast Cash Advance Loans – BEI, including the application identified by the icon name BEI Borrow Money, communicates with users and prospective users regarding marketing, advertising, and informational content. The App is operated by BEI money HK LLC ("we," "us," or "our"). This page is provided to promote transparency and compliance with applicable federal and state consumer protection and privacy laws.
1) Purpose and Scope
The purpose of this page is to describe:
- How marketing communications may be delivered
- What types of marketing and promotional content may be sent
- How user preferences and consent are managed
- How users may opt out of marketing communications
This page applies to marketing communications related to the App and does not replace or modify disclosures provided by third-party lenders, whose marketing practices are governed by their own policies.
2) Types of Marketing Communications
Subject to applicable law and user consent where required, we may deliver marketing or promotional communications that include, but are not limited to:
- Information about App features or updates
- Educational content related to loans, credit, or personal finance
- Promotional messages about potential financial products or services offered by third-party partners
- Reminders or follow-up communications related to incomplete applications
- Surveys or feedback requests related to App experience
Marketing communications are intended to be informational and are not guarantees of loan approval, specific interest rates, or loan terms.
3) Communication Channels
Marketing and informational communications may be delivered through one or more of the following channels:
- Email messages
- SMS or text messages
- In-app notifications or messages
- Push notifications
- Website or App-based banners and notices
Delivery methods may vary based on user preferences, device settings, and applicable legal requirements.
4) Consent and Authorization
By creating an account, submitting information, or otherwise interacting with the App, you may be asked to provide consent to receive marketing communications. Consent may be obtained through:
- Acceptance checkboxes
- Electronic signatures
- In-app acknowledgments
- Other lawful methods of obtaining affirmative consent
Where required by law, marketing communications will only be sent after obtaining your express consent. Providing consent is not a condition of obtaining a loan or cash-advance offer.
5) Opt-Out and Preference Management
You may opt out of receiving marketing communications at any time.
How to Opt Out
- Follow the unsubscribe instructions included in marketing emails
- Reply with applicable opt-out keywords to SMS communications, where available
- Adjust notification settings within the App, if applicable
- Contact us directly using the information provided below
Please note:
- Opting out of marketing communications does not affect transactional, service-related, or legally required notices
- Processing opt-out requests may take a reasonable period of time as permitted by law
6) Transactional and Service Communications
Even if you opt out of marketing messages, we may continue to send non-marketing communications, including:
- Account-related notices
- Security alerts
- Legal disclosures
- Privacy or policy updates
- Communications required to provide requested services
These communications are necessary to operate the App and comply with legal obligations.
7) Use of Third-Party Marketing Partners
We may work with third-party service providers to support marketing and advertising activities, such as:
- Email delivery services
- SMS or messaging platforms
- Analytics and performance measurement tools
- Advertising and attribution partners
These service providers are authorized to use personal information solely for providing contracted services and are subject to confidentiality and data protection obligations.
8) Targeted and Personalized Marketing
Marketing content may be tailored based on non-sensitive information, such as:
- App usage patterns
- General location (e.g., state-level)
- Interaction with previous communications
We do not engage in cross-context behavioral advertising as defined under applicable California law. Any personalization is intended to improve relevance and user experience.
9) Compliance with Advertising Laws
Our marketing practices are designed to comply with applicable laws and regulations, including:
- Federal Trade Commission (FTC) advertising guidelines
- Telephone Consumer Protection Act (TCPA), where applicable
- CAN-SPAM Act
- State consumer protection and unfair practices laws
Marketing communications will not include false, misleading, or deceptive claims regarding loan availability, approval, interest rates, or costs.
10) Relationship to Third-Party Lenders
The App may introduce users to third-party lenders or financial partners. Marketing communications may reference such partners; however:
- BEI money HK LLC is not a lender
- All loan decisions, terms, and obligations are determined solely by third-party lenders
- Marketing messages do not constitute loan offers or commitments
Users are encouraged to review all lender disclosures and agreements carefully.
11) Data Use for Marketing
Personal information used for marketing purposes is handled in accordance with our Privacy Policy and applicable law. Users may have rights to limit or opt out of certain data uses, depending on state of residence.
For California residents, additional rights are described on our Do Not Sell or Share My Personal Information page.
12) Children and Marketing
The App is intended for individuals aged 18 and older. We do not knowingly direct marketing communications to children under the age of 18 or collect personal information from children for marketing purposes.
13) Updates to Marketing Practices
We may update this page from time to time to reflect changes in our marketing practices or legal requirements. Updates will be indicated by a revised Effective Date and, where appropriate, communicated through the App or by email.
14) Contact Information
If you have questions about our marketing practices or wish to manage your communication preferences, please contact:
BEI money HK LLC
504 Ellison St, Branson, MO 65616-2807
Email: [email protected]
Phone: (928) 492-6840