This Electronic Communications Consent ("E-Consent") applies to your access to and use of the Fast Cash Advance Loans – BEI mobile application, including the application identified by the icon name BEI Borrow Money, the related website, and any associated features or services (collectively, the "App"), operated by BEI money HK LLC ("we," "us," or "our").
By accessing or using the App, submitting information, clicking acceptance buttons, checking consent boxes, or otherwise indicating agreement electronically, you consent to receive disclosures, notices, agreements, and other communications in electronic form as described in this E-Consent.
If you do not agree to receive communications electronically, you should not use the App.
1) Scope of Electronic Communications
This E-Consent applies to all communications related to your use of the App, including but not limited to:
- Disclosures and notices required by law
- Agreements, consents, and authorizations
- Loan or cash-advance related information provided by third-party lenders
- Account-related notices and confirmations
- Customer service communications
- Privacy notices and policy updates
- Marketing or informational communications, where permitted by law
Electronic communications may be provided via:
- SMS or text message
- In-app notifications
- Secure web pages or dashboards
- Downloadable PDF or similar electronic documents
2) Legal Effect of Electronic Records
You agree that all electronic communications, records, and signatures provided to you or executed by you through the App:
- Have the same legal meaning and effect as paper documents
- Satisfy any legal requirement that such information be provided in writing
- Are enforceable to the fullest extent permitted by applicable law
Your electronic consent, electronic signature, or electronic acknowledgment constitutes a legally binding agreement.
3) Required Hardware and Software
To access and retain electronic communications, you must have:
- A device capable of accessing the internet (such as a smartphone, tablet, or computer)
- A current web browser or compatible mobile application
- A valid email address
- Sufficient storage capacity to retain electronic records
- The ability to download or view PDF or similar file formats
You are responsible for ensuring that your hardware and software meet these requirements.
4) Access to and Retention of Records
Electronic communications will be made available to you through the App, via email, or by other electronic means. You should:
- Download or print copies of important disclosures and agreements
- Retain copies for your records
We do not guarantee indefinite access to previously delivered electronic records and encourage you to retain your own copies.
5) Consent to Electronic Signatures
By using the App, you consent to the use of electronic signatures, checkboxes, and other electronic means to:
- Indicate acceptance of agreements
- Provide authorizations and acknowledgments
- Execute disclosures or consent forms
Electronic signatures are legally binding and enforceable under applicable federal and state laws, including the Electronic Signatures in Global and National Commerce Act ("E-SIGN Act").
6) Communications from Third-Party Lenders
If you are connected with a third-party lender through the App, you acknowledge and agree that:
- Lenders may provide disclosures, agreements, and notices electronically
- Such communications are governed by the lender's own policies and agreements
- BEI money HK LLC does not control the content or delivery of lender communications
You are responsible for reviewing and understanding all lender-provided documents before accepting any offer.
7) Withdrawal of Consent
You may withdraw your consent to receive electronic communications at any time by contacting us using the information provided below.
Important considerations when withdrawing consent:
- Withdrawal of consent may limit or prevent your ability to use the App
- Certain legally required notices may still be provided electronically where permitted by law
- Withdrawal of consent does not apply retroactively to communications already provided
- If electronic communications are required to provide the App's services, withdrawal of consent may result in account suspension or termination.
8) Updating Contact Information
You are responsible for keeping your contact information accurate and up to date, including:
- Email address
- Phone number
- Device information
Failure to maintain current contact information may result in missed notices or disclosures, for which we are not responsible.
9) Paper Copies
You may request a paper copy of certain electronic communications where permitted by law. Requests may be subject to reasonable processing time and, in some cases, a fee as allowed by applicable law.
Availability of paper copies may be limited depending on the nature of the communication and applicable legal requirements.
10) Federal Law Compliance
This E-Consent is intended to comply with the Electronic Signatures in Global and National Commerce Act ("E-SIGN Act") and other applicable federal and state laws governing electronic records and signatures.
By consenting electronically, you confirm that you are able to access, read, and retain electronic records as described in this E-Consent.
11) Changes to This E-Consent
We may update this E-Consent from time to time. Any updates will be reflected by a revised Effective Date and may be communicated via the App or by email. Continued use of the App after updates constitutes acceptance of the revised E-Consent.
12) Contact Information
If you have questions about this Electronic Communications Consent or wish to withdraw your consent, please contact:
BEI money HK LLC
504 Ellison St, Branson, MO 65616-2807
Email: [email protected]
Phone: (928) 492-6840