This page is provided to comply with the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"). It explains how California residents may exercise their right to opt out of the sale or sharing of personal information in connection with the Fast Cash Advance Loans – BEI mobile application, including the application identified by the icon name BEI Borrow Money, the related website, and any associated features or services (collectively, the "App"), operated by BEI money HK LLC ("we," "us," or "our").
1) Your California Privacy Rights
Under the CCPA/CPRA, California residents have the right to:
- Know what personal information is collected, used, disclosed, sold, or shared
- Request access to personal information collected about them
- Request deletion of personal information, subject to legal exceptions
- Correct inaccurate personal information
- Opt out of the sale or sharing of personal information
- Limit the use and disclosure of sensitive personal information, where applicable
- Not be discriminated against for exercising their privacy rights
This page specifically addresses your right to opt out of the sale or sharing of personal information.
2) What "Sell" and "Share" Mean Under California Law
Under the CCPA/CPRA:
- "Sell" means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating personal information to another business or third party for monetary or other valuable consideration.
- "Share" means sharing personal information for cross-context behavioral advertising, whether or not for monetary consideration.
These definitions are broad and may include certain data-sharing practices that are not commonly understood as a traditional "sale."
3) Our Data Sharing Practices
We do not sell personal information in the traditional sense. We do not engage in cross-context behavioral advertising.
However, because the App connects users with third-party lenders and service providers, certain personal information may be shared as part of:
- Facilitating loan or cash-advance requests
- Identity verification and fraud prevention
- Compliance with legal and regulatory obligations
- Providing requested services and App functionality
Some of these disclosures may be considered a "sale" or "sharing" under the broad definitions of the CCPA/CPRA. Accordingly, we provide California residents with the right to opt out.
4) Categories of Personal Information That May Be Disclosed
Depending on your interaction with the App, categories of personal information that may be disclosed include:
- Identifiers (such as name, email address, phone number, and IP address)
- Financial information (such as income range, bank account details, or transaction data)
- Internet or electronic activity information (such as App usage and device data)
- Geolocation data (approximate location derived from IP address)
We do not knowingly sell or share personal information of individuals under the age of 16.
5) Exercising Your Right to Opt Out
California residents may opt out of the sale or sharing of personal information at any time.
How to Submit an Opt-Out Request
You may submit your request using the form below or by contacting us using the information at the bottom of this page. Please clearly state that you wish to opt out of the sale or sharing of personal information.
When submitting a request, please include:
- Your full name
- Your state of residence
- The email address associated with your App account (if applicable)
- A clear description of your request
We may need to verify your identity before processing your request to protect against unauthorized access.
6) Authorized Agents
You may designate an authorized agent to submit an opt-out request on your behalf. Authorized agents must provide:
- Proof of authorization to act on your behalf, and
- Sufficient information to verify your identity
We reserve the right to deny requests that cannot be properly verified.
7) Effect of Opting Out
If you opt out of the sale or sharing of personal information:
- We will honor your request to the extent required by law
- Certain App features or services may be limited or unavailable
- We may still disclose personal information as permitted by law, including for:
- Compliance with legal obligations
- Fraud prevention and security
- Service providers acting on our behalf
Opting out does not eliminate all data sharing, as some disclosures are necessary to operate the App or comply with legal requirements.
8) Non-Discrimination
We will not discriminate against you for exercising your CCPA/CPRA rights. This means we will not:
- Deny you access to the App
- Charge different prices or rates
- Provide a different level or quality of service
However, certain features may be unavailable if personal information is required to provide the service.
9) Recordkeeping and Response Timing
We will respond to verified opt-out requests within the timeframes required by applicable law. We may retain records of requests for compliance and audit purposes, as permitted by law.
10) Users Outside California
This page applies specifically to California residents. If you reside outside California, your privacy rights may differ based on your state of residence. Please refer to our Privacy Policy for additional information.
11) Updates to This Page
We may update this page from time to time to reflect changes in legal requirements or our data practices. Updates will be indicated by a revised Effective Date.
12) Contact Information
To submit a request or ask questions regarding this page, please contact:
BEI money HK LLC
504 Ellison St, Branson, MO 65616-2807
Email: [email protected]
Phone: (928) 492-6840